Identity Proofing is a set of activities that provides a high level of confidence that the identity claimed by a new customer or user corresponds to the owner of that real-world identity. These activities must validate that the real-world identity exists, that the digital identity matches, and that the person making the identity claim also matches.
For example, in the US, Canada, Europe and many parts of the world, driver’s licenses and passports provide several authenticity validation features including encrypted data in the bar codes on the IDs that must match the printed information.
The use of holograms or watermarks over face images reduces the ability of fraudsters tampering with them. Further, centralized sources are available to validate the current home address in the US, providing further validation that the driver’s license is not old or fraudulent.
In Mexico, the National Voters Registration Card (INE) provides a national citizen identity management system with government managed, centralized fingerprint comparison capabilities.
Fingerprints can be captured from the live user and submitted to an INE agency for authentication purposes. Further the INE Card includes a tamper-resistant user photo that can be used for comparison with a live selfie.
Validate the authenticity of the Mexican Voter Registration Card (INE).
Compare a face (or fingerprint) image from the government issued ID card with a live selfie (or fingerprint swipe) from the new user
Compare fingerprint images from the live user with the INE centralized data source.
Compare the home address shown on the ID card, with external sources (if available).